Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong. Take 2 minutes to learn more.
Our company
Shojin is an FCA-regulated fractional investing platform enabling global investors to build their wealth from UK-based real estate investment opportunities.

Invest

Elevate your property investments

Invest in institutional quality development deals. Use our platform to select the real estate opportunity that's right for you, invest directly online and enjoy superior returns. 

Products

Earn interest on loans or regular income with capital growth.

Invest with us into a range of products, from development loans across the capital stack, to completed assets that generate regular income and capital growth. 

IFISA

Pay zero tax on your returns

An Innovative Finance ISA (IFISA) lets you invest with Shojin and receive your returns tax-free. Every UK resident can invest up to £20k through ISA products in each tax year or transfer an existing ISA balance into a new investment. 

Man-in-kayak

Pensions

Build your pension pot with property returns

Invest with Shojin through your pension and enjoy tax benefits. Investors can use their SIPP (Self-Invested Personal Pension) or SSAS (Small Self-Administered Schemes) subject to the requirements of their pension provider. 

Couple-on-yacht

How it works

Our project lifecycle

map-pin-light
Identify and assess
From the hundreds of projects put forward each month, we identify those which meet our lending criteria and assess the likelihood of success for investors.
book-open-light
Due diligence
Viable projects are taken forward through extensive due diligence. We evaluate the location, financials, construction specifics and developer's track record before deciding whether an opportunity can be presented to investors.
chalkboard-teacher-light
Project funding
Projects are funded through a blend of senior bank debt, investors, Shojin, and the developer's own funds.
presentation-chart-light
Project delivery
We oversee the development to ensure that project is on time, within budget and milestones are achieved.
chart-line-light
Profit distribution
Project profits are distributed after individual units are sold or the entire development refinanced, although capital will be repaid earlier if available.

Go further with Shojin

key-light
More opportunity
No management fees. Smaller sums to take part. Lowered barriers for access.
chalkboard-teacher-light
Shared risk
Shojin puts own funds into projects. We share in the risk and rewards together
user-list-light
Knowledge
We use our thorough due diligence and expertise to ensure the best outcome – and you’re not left out the loop.
line-segments-light
Wealth
You get paid out before we do. You’re more likely to gain higher returns than traditional, inflexible investing routes.